Home2024-07-03T10:58:36-04:00

Direct and Wholesale Insurance Solutions for Any Risk.

Landmark RMS is a nationally licensed insurance agency that works directly with retail agents and with business owners.

Start a quote by clicking Request a Quote below. Automate a secure transfer of your policy dec page and loss runs directly from your current or historical insurers using Policy Quick Connect.

Looking for specialty services?

  • E&S Bonded and P&C Licensed
  • A Rated Insurers and Specialty Solutions
American Staffing Association
American Staffing Association
American Staffing Association
Landmark RMS
$500M+ Premium Placed / $3B+ Premium Underwritten.

Tech-Enabled and Client-Focused.

Landmark’s Workers’ Compensation monoline, specialty and alternative programs (including PEO/ASO) are tailored for a broad class of risk and hit on exclusive solutions designed to reduce premium and improve program outcomes. Our Business Lines Coverage are designed for quick bind, solid coverage, low premium and app enabled for self-service.

We offer immediate Quote/Bind/Issue coverage for most risks and pay-go, premium financing, deductibles and captive solutions as options.

Workers’ Compensation

If your business has employees, workers’ compensation insurance is required by law. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job. We understand and place tough risk (High MOD; Non-renewals; Assigned risk; High Hazard) but also offer competitive solutions for great performers.

Business Owners Policy

Landmark offers a s specialty  business owners policy, or “BOP” with all the coverage most small businesses need in one easy package with two main areas: commercial property insurance and general liability insurance. Landmark RMS makes it easy to quote and bind a BOP insurance policy with a simple few minute application.  Bonus!  Our program includes Employment Practices Liability!

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if your business activities cause damage to someone else’s property. Small businesses may also to wish to consider our BOP (Business Owners Policy) solution.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. We also have specialty Trucking and Last Mile programs for the transport industry.

Professional Liability Insurance (E&O)

If your business offers professional services professional liability insurance can protect against claims of errors, omissions, or negligence in providing those services.

Commercial Property Insurance

Property insurance covers physical assets such as your building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Unbeatable Experience and Outcomes.

The Landmark RMS Team has decades of experience helping retail agents and employers reduce Workers’ Compensation costs and manage all lines of P&C insurance exposures at best in class pricing.

+
Multi-State Staffing
$500MM premium with high MOD – placed with ASO under a deductible program. Hard costs reduced substantially and outcomes improved by way of medical triage and RTW program.
+
Non-Profit/Childcare Exposure
Large FL non-profit (9063 and 8869) provided a JUA option that reduced premiums by 15% and allowed for a partnered approach to loss control and claims management. Frequency and Severity both reduced and MOD drop of 20+ points after 3 years of partnering with Landmark.
+
Staffing Risk
Multi-state healthcare staffing group (8832 and 8835) with 1.7 MOD and NY Rule 59 requirement placed at 24% reduction in premium; loss ratio reduced to 27%; Rule 59 compliance with Landmark loss control coordination.
+
Trucking Risk
North Carolina and Tennessee Trucking risk (7219) with a .89 MOD placed with significant safety credits at a 20% reduction in premium. Landmark’s Medical Triage service implemented resulting in 0 Lost Time claims.
+
Hospitality: Restaurant
Multi-state Restaurant/Dining risk (9082 and 9079) with 1.64 MOD and assigned risk challenges placed in a cohesive program at 22% premium reduction. Introduction of Landmark app enabled injury reporting reduced lag-time outcomes and loss values by 65%.
+
Commercial Laundry
NY and NJ commercial laundry and route drivers (2591 and 2585) with Rule 59 mandate and poor claims service with incumbant state agency. Reduced premium by 20%+, allowed for pay-as-you-go to accomodate AR cash flow. Loss outcomes reduced by 70% and Rule 59 requirements managed to completion.
+
Multi-State Staffing
$500MM premium with high MOD – placed with ASO under a deductible program. Hard costs reduced substantially and outcomes improved by way of medical triage and RTW program.
+
Non-Profit/Childcare Exposure
Large FL non-profit (9063 and 8869) provided a JUA option that reduced premiums by 15% and allowed for a partnered approach to loss control and claims management. Frequency and Severity both reduced and MOD drop of 20+ points after 3 years of partnering with Landmark.
Landmark RMS
Our commercial specialties.

Specializing in Tough to Place Risk.

Landmark RMS specializes in providing specialty insurance options for any legacy or start-up operational risk. Industries include:

Contractors: Artisan and Specialty

Staffing and PEOs

Healthcare & Assisted Living

Manufacturing & Production of Goods

Hospitality: Restaurants & Hotels

1099s & Shift/Gig Workers

Transportation:  Last Mile; Trucking; Bus/Limo; Ambulatory

Non-profits / Public Entities / Social Services

24/7 Policy Center.

Manage Your Policies!

Create your user account to manage your policies online. Here’s some of the things you can do!

Frequently Asked Questions.

Questions? Answers.

How do I file a claim?2024-02-01T10:27:56-05:00

If you need to file a claim, make sure to call us first! Our team will help you determine if a claim should be filed and connect you with the insurance carrier to start the claims process. We will even follow up throughout the claim if needed.

Keep in mind, before filing a claim you’ll want to get an estimate of the damages before making permanent repairs. For home claims, consider calling a plumber or roofer to stop any issues that may cause permanent damage, like an active leak.

Call 888-508-6787 for our dedicated Claims Advocacy team to help walk you through this process, or use the online options here to notify us of your claim.

Personal Insurance Claim

Business Insurance Claim

Do I need trailer interchange coverage on my policy?2024-02-01T10:27:56-05:00

This entirely depends on what shipping companies you plan to work with and whether you’ll be pulling your own trailers or the shipping companies. One of my appointed carriers, Great West Casualty, has some really great coverages for trailer interchange agreements.

Under a trailer interchange agreement, the shipping company’s coverage must be equal to your company’s coverage, as Physical Damage coverage will not apply while someone else is using the trailer. Coverage can apply on an excess basis. The coverage chosen should ideally equal the value of all the shipping units in the insured’s possession. The limits should include empty containers currently being held to return later.

Great West has two additional features on this endorsement:

  • Option 1: Trailers can be interchanged based on an oral as well as a written agreement.
  • Option 2: Trailer Interchange coverage can be made to apply on an excess basis as opposed to the more traditional primary basis. There is no difference in premium for this feature.
Is the Stated Amount for commercial vehicles important?2024-02-01T10:27:56-05:00

When you’re coming up on your yearly commercial auto renewal, a good insurance broker is going to ask you to review your Power Units and determine whether the stated value for each power unit is accurate?

In a total loss/wrecked truck situation, the insurance company will look at your stated amount and the actual cash value of your vehicle and pay whichever is less. There is no benefit to your company to list the stated amount of your vehicle at a higher cost than its actually worth.

I recommend being as accurate as possible when putting a stated amount on your power unit. Take the time to check out websites like commercialtrucktrader.com or truckpaper.com to compare similar trucks. Consider the year, mileage, condition, and any upgrades you’ve made to the vehicle that year. Remember, if your stated amount was $50,000 last year, chances are the vehicle has depreciated and is worth a little less the following year. Don’t be afraid to reach out to manufacturers or truck dealerships to get their opinion of what they would value your truck at.

Don’t see your question? Contact us.

Making Insurance Easy.